Terms of Service
Last Updated: November 15, 2023
Welcome to Yitanu Vonaku. These Terms of Service govern your use of our website and services. By accessing or using our services, you agree to be bound by these Terms.
1. Acceptance of Terms
By accessing or using the Yitanu Vonaku website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.
2. Services Description
Yitanu Vonaku provides financial education services, including but not limited to:
- Online courses and educational materials
- Personalized coaching sessions
- Budgeting tools and resources
- Financial planning templates
- Community forums and support
3. User Accounts
To access certain features of our services, you may need to create a user account. You are responsible for:
- Providing accurate and complete registration information
- Maintaining the confidentiality of your account credentials
- All activities that occur under your account
- Notifying us immediately of any unauthorized use of your account
4. Payment Terms
Certain services require payment. By purchasing these services, you agree to:
- Pay all applicable fees and taxes
- Provide accurate billing information
- Authorize us to charge your payment method for the services
5. Refund Policy
We offer a 30-day money-back guarantee for our paid programs. To request a refund, please contact our support team with your purchase details.
6. Intellectual Property
All content provided through our services, including text, graphics, logos, and software, is the property of Yitanu Vonaku or its content suppliers and protected by copyright laws.
7. User Conduct
You agree not to:
- Use our services for any illegal purpose
- Share your account credentials with others
- Attempt to gain unauthorized access to our systems
- Upload or transmit viruses or malicious code
- Interfere with or disrupt the service or servers
8. Disclaimer of Financial Advice
Yitanu Vonaku provides educational information only. We are not financial advisors and do not provide personalized financial advice. You should consult with a qualified financial professional before making any financial decisions.
9. Limitation of Liability
Yitanu Vonaku shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use our services.
10. Modification of Terms
We reserve the right to modify these Terms at any time. We will provide notice of significant changes through our website or by email. Your continued use of our services after changes constitutes acceptance of the modified Terms.
11. Termination
We may terminate or suspend your account and access to our services at our sole discretion, without notice, for conduct that we believe violates these Terms or is harmful to other users.
12. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the Province of Ontario and the laws of Canada applicable therein.
13. Contact Information
If you have any questions about these Terms of Service, please contact us at:
Email: legal@yitanu-vonaku.sbs
Address: 123 Financial District, Toronto, ON M5X 1A9, Canada